Terms of use
Last updated 29 October 2026
Draft for the demo and pilot. It will be reviewed by a lawyer before public launch.
These terms cover your use of Kobotap while it is a demo and pilot. By creating an account or using the site, you agree to them.
This is a demo
- No real money moves through Kobotap yet. Balances, payments, top-ups, transfers and payouts are simulated.
- Don’t send real crypto to any address shown in the app, and don’t make real bank transfers to the account details shown.
- Rates shown are sample rates, not live prices or offers.
What Kobotap is
Kobotap is a technology platform. When it goes live, money will move only through licensed payments providers, which also verify users. Kobotap doesn’t hold customer funds and doesn’t give investment or financial advice.
Your account
- You must be at least 18 and give accurate details.
- Keep your password safe. You’re responsible for activity on your account.
- Business accounts must belong to a real business that you’re authorised to act for.
Acceptable use
Don’t use Kobotap for anything illegal, to deceive people, or to try to break, overload or get around its security.
Availability and liability
The demo is provided “as is”. It may change, go offline or be reset at any time, and data may be deleted. As far as the law allows, Kobotap isn’t liable for losses arising from your use of the demo.
Ending your account
You can ask us to close your account at any time. We may close accounts that break these terms.
Law and contact
These terms are governed by the laws of the Federal Republic of Nigeria. Questions? Email hello@kobotap.app.